Partner Visa and Medicare: What You’re Entitled To

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September 25, 2025

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If you are applying for a Partner Visa Australia, you may be eligible to access Medicare, Australia’s public healthcare system. However, not every visa in the partner visa program provides the same rights. For example, Subclass 300 Prospective Marriage Visa holders are not eligible for Medicare, while applicants for the Subclass 820 Partner Visa (onshore) and the Subclass 309 Partner Visa (offshore) can apply for Medicare once they meet certain conditions.

Medicare Eligibility for Partner Visa Applicants

Subclass 300 Prospective Marriage Visa

  • Holders of the Prospective Marriage Visa (Subclass 300) are not eligible for Medicare.
  • This visa allows you to enter Australia and marry your partner, but health care must be covered by private insurance until you lodge a permanent Australian Partner Visa application.

Subclass 820 Partner Visa (Onshore)

  • If you apply for a Subclass 820 Partner Visa while you are already in Australia, you become eligible to apply for Medicare once the application is lodged.
  • You will need your acknowledgement letter from the Department of Home Affairs to register with Medicare.
  • This applies even while your application is being processed, which can take several months.

Subclass 309 Partner Visa (Offshore)

  • Once you arrive in Australia on a Subclass 309 Partner Visa, you are eligible to apply for Medicare.
  • This ensures you and your partner have access to Australia’s healthcare system during the temporary stage of your visa, before the permanent Subclass 100 visa is granted.

Why Medicare Access Matters

Having access to Medicare reduces the cost of:

  • Doctor visits (GPs and specialists)
  • Public hospital treatment
  • Prescription medicines under the PBS (Pharmaceutical Benefits Scheme)

For couples planning a future together in Australia, these benefits provide security and stability while waiting for the permanent visa stage.

Planning Ahead: Partner Visa and Healthcare Costs

Because Prospective Marriage Visa (Subclass 300) holders are not eligible for Medicare, it’s essential to plan ahead with private health insurance. If you intend to marry and then transition to a Partner Sponsorship Visa in Australia, you should account for these costs in your migration planning.

On the other hand, Subclass 820 and 309 Partner Visa holders enjoy Medicare benefits much earlier, making these visa pathways more cost-effective for families.

Why Work with an Immigration Specialist in Sydney?

Medicare access is just one part of the complex Partner Visa application process. Our team of immigration specialists in Sydney and registered migration agents Australia-wide help couples understand:

  • Which partner visa pathway suits their situation
  • The differences between onshore (820/801) and offshore (309/100) applications
  • The rights and entitlements available during each visa stage

We also provide assistance with other family visas, including the Parent Visa Australia and Child Visa, ensuring families stay together in Australia.

Key Takeaway

  • 300 Prospective Marriage Visa holders are not eligible for Medicare.
  • 820 Partner Visa applicants can apply for Medicare once they lodge their visa in Australia.
  • 309 Partner Visa holders can apply for Medicare after they arrive in Australia.

Understanding these entitlements is critical for planning your healthcare and financial security while waiting for your permanent Australian Partner Visa.

With the right advice from a trusted immigration specialist Australia, you can make informed decisions and ensure you and your partner are supported during every step of your Australia immigration visa journey.

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